Terms & Conditions (Terms of Use / Terms of Service)

Please read these Terms & Conditions (“Terms”) carefully before using the Site or accessing the Services. By accessing or using the Site or Services, you agree to be bound by these Terms. If you disagree with any part of these Terms, do not use the Site or Services.

1. Definitions

“Site” refers to https://audit.fcbizservices.com/home and any related websites, pages, or interfaces under our control.

“Services” refers to any content, products, resources, offers, or information provided through the Site.

“User”, “you”, “your” refers to an individual or entity accessing or using the Site/Services.

“We”, “us”, “our” refers to FULL CIRCLE BUSINESS SERVICES, LLC and its affiliates.

2. Use of the Site & Services

2.1 Eligibility: You must be at least the legal age in your jurisdiction to form a binding contract to use the Site or Services.
2.2 License: We grant you a limited, non-exclusive, non-transferable, revocable license to use the Site and Services for your personal, non-commercial purposes, subject to these Terms.
2.3 Restrictions: You agree not to:

Use the Site or Services for any unlawful purpose

Reverse engineer, decompile, or disassemble any part of the Site

Interfere with or disrupt the integrity or performance of the Site

Bypass security measures

Use automated systems (e.g. bots, scrapers) to access or collect data from the Site

Impersonate another user or entity

Use the content for resale purposes

3. Content, Accuracy & Disclaimers

3.1 Content: The Site may provide text, videos, images, data, and other content (“Content”).
3.2 No Warranty: All Content and Services are provided “as-is,” “with all faults,” and “as available,” without warranties of any kind (express or implied). We do not guarantee accuracy, completeness, timeliness, reliability, or suitability for any particular purpose.
3.3 Earnings & Results Disclaimer: Your use of our materials, guidance, tools, or services does not guarantee any specific outcome, profit, or results. Your success depends on your efforts, experience, and various external factors.
3.4 Affiliate & Advertising Disclaimers: Some links or offers may be affiliate or promotional. We may receive a commission if you take certain actions (e.g. make a purchase) through those links—without extra cost to you.
3.5 Third-Party Content: We may include links to third-party websites, tools, or services. We do not endorse or assume liability for third-party content or conduct.

4. User Representations & Warranties

You represent and warrant that:

You have the legal capacity to agree to these Terms

Your use of the Site or Services will comply with applicable laws

You will provide accurate, complete, and current information when prompted

You will not infringe on any intellectual property or rights of others

5. Payment, Refunds & Orders (if applicable)

If you purchase any product or service through the Site:

You agree to pay all fees and charges specified

You authorize us (or our payment processors) to charge your method of payment

All payments are non-refundable unless otherwise stated

In case of billing error, contact us promptly to resolve

6. Intellectual Property

All content on the Site (text, graphics, logos, images, audio, video, software, etc.) is protected by copyright, trademark, or other intellectual property laws. You may not use, reproduce, distribute, display, or create derivative works from our Content without our prior written consent, except as explicitly permitted under these Terms.

7. Limitation of Liability

To the maximum extent permitted by law, neither we nor our officers, directors, employees, agents, affiliates, or representatives will be liable for:

Indirect, incidental, special, consequential, or punitive damages

Loss of profits, revenue, data, goodwill, or business interruption

Claims arising from your use, inability to use, or reliance on the Site or Services

Any other damages arising from events beyond our control

Our total liability to you for any claim arising from or relating to these Terms or the Site/Services, regardless of its cause, will not exceed the amount you paid us (if any) in the past 12 months or USD $100 (whichever is lower).

8. Indemnification

You agree to defend, indemnify, and hold harmless us (and our officers, directors, employees, agents, affiliates) from and against any and all claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or in connection with your:

Use of the Site or Services

Violation of these Terms

Violation of any rights of another party

Infringement or alleged infringement of any intellectual property or other rights

9. Termination

We may suspend or terminate your access to the Site or Services at any time, for any reason (or no reason), with or without notice. Upon termination, your license to use the Site ceases. The Sections concerning disclaimers, limitation of liability, indemnification, and governing law will survive termination.

10. Dispute Resolution & Governing Law

10.1 Governing Law: These Terms are governed by and construed in accordance with the laws of the State of [STATE], without regard to conflict of law principles.
10.2 Dispute Resolution: You agree, to the fullest extent permitted by law, to first attempt to resolve any dispute or claim through good-faith negotiation. If unresolved, disputes will be resolved by binding arbitration (or in small claims court, if applicable) in [COUNTY, STATE].
10.3 Waiver of Jury Trial: To the fullest extent permitted by law, both parties waive trial by jury.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will post revisions on the Site and update the “Last updated” date. Your continued use of the Site or Services following changes constitutes your acceptance of the new Terms.

12. Severability

If any provision of these Terms is held invalid or unenforceable, that provision will be struck and the remaining provisions will remain in full force and effect.

13. Entire Agreement

These Terms (together with any policies or documents referenced herein) constitute the entire agreement between you and us regarding your use of the Site and Services, superseding any prior agreements or communications.